PIP rates for mental health (A brief guide)

In this guide, we will discuss the PIP rates for mental health.

PIP rates for mental health

PIP rates for mental health are made of two parts, daily living, and mobility, known as components. Each is paid at either a standard or an enhanced rate. The actual amount of PIP you can get depends on the number of points awarded by the Department for Work and Pensions (DWP) for both components.

The 2019 PIP rates were:

  • For daily living- Standard rate: weekly rate of £58.70 and 8-11 points required
  • For daily living- enhanced rate: weekly rate £87.65 and 12 points required
  • For mobility- standard rate: weekly rate £23.20 and 8-11 points required
  • For mobility- enhanced rate: weekly rate £61.20 and 12 points required

You will automatically receive the daily living enhanced rate if you are living with a terminal illness. Additionally, you may qualify for the mobility rate but you will get assessed on the level of help you actually need.

PIP daily living rate

If your illness, disability or mental health condition requires you to have help in everyday tasks such as taking your medication, cooking, bathing or getting dressed then you may be eligible to claim daily living rate for PIP. 

Mobility rate

If your illness, disability or mental health condition requires the help of someone else to be able to move, plan a journey or following a route, then you may be eligible to claim the mobility rate of PIP. 

How long do you get PIP payments for?

As soon as you receive the confirmation letter with the decision, it will include an explanation and for how long you will be awarded PIP for. It is usually awarded for a fix time period but in some cases, there are ongoing awards granted. For instance, if you are terminally ill, you get an automatic PIP for 3 years. 

How often is PIP paid?

It is paid every four weeks directly into your bank account, building or post office account but if you are living with a terminal illness you will get weekly payment. 

PIP and other benefits

Your income, capital or savings won’t affect your PIP claim. In addition, you can get other benefits or tax credits in addition to PIP. However, consider that PIP may affect Constant Attendance Allowance or war pensioners’ mobility supplement.

If you receive the daily living component and there is someone caring for you, then they might qualify for a Carer’s Allowance.

What is PIP?

Well, this is considered a disability benefit you can get, if you need help with the extra cost of living because of ill health or disability (Rethink Mental Illness).

Here are some key aspects:

  • PIP will replace Disability Living Allowance for people of working age (16 to 64 years). 
  • PIP is made up of 2 parts, ‘daily living’ and ‘mobility’. These are known as components. 
  • Each component can be paid at either a ‘standard’ or ‘enhanced’ rate. 
  • You will need to fill in a form to say how your mental illness affects your daily activities. 
  • You may have to go to a face to face medical assessment. 
  • Try to get supporting evidence from your health care professionals.

In addition, Personal Independence Payment or PIP is intended to help people who face additional barriers or have costs they can barely cover due to long-term illness or disability, when trying to live an independent life. The PIP rate will vary depending on how much help or how does your condition affects your day to day life.

New claims will be through PIP 

If you have a condition that affects your day to day activities and you usually need support due to a mental or physical condition, you can claim PIP. Some of those affected activities include:

  • Speaking to other people 
  • Shopping and paying bills 
  • Planning and following journeys 
  • Preparing food and eating
  • Washing and bathing 

PIP is made up of two components or parts and they are the daily living component and the mobility component. Each component is paid at either a ‘standard’ or an ‘enhanced’ rate. The Department for Work and Pensions (DWP) uses a points system to see if you can get the components at the standard or enhanced rate. They give you points if you cannot do certain activities.

What happens if I claim Disability Living Allowance (DLA)? 

The DWP will assess you for PIP if you are under 65 and: 

  • DLA fixed period is about to end 
  • Letting the DWP your care or mobility needs have changed. 

It is important to consider that, if you do not claim PIP when the DWP asks you to then the DLA will stop. This also includes people who have a lifetime award. The DWP will ask and write everyone under DLA to claim for PIP. 

After, the DWP will contact you when they are going to review your claim. You will have 4 weeks to make your claim for PIP. You will not have the choice to stay on DLA when this happens. 

Can I keep DLA instead of PIP?

Yes, you can choose if you want to claim PIP instead of DLA, but it is important to consider this carefully. Some people or many of the, who do get DLA do not get PIP at all or if they do, they get it at a lower rate since entitlement conditions differ. 

It is not possible to get PIP and DLA at the same time. In addition, if you are over 65 If you turned 65 on or before 8th April 2013 you can continue to claim DLA. The DWP will not ask you to claim PIP.

Who can get PIP? 

It is necessary to consider the following requirements to get PIP:

  • You need to be 16 years or older
  • You need to be under 65 or below pensionable age (whichever is higher)
  • You need to meet the residence and presence criteria
  • You need to pass the daily living mobility test

If you have a child that is under 16, you can claim DLA for them but the DWP may ask them to claim for PIP when they turn 16 unless they are in the hospital. Additionally, if you are over 64 and you have already claimed PIP by the time you reach 65, you can continue getting the benefit as long as you continue to meet the criteria. 

However, if you are over 65 you are not going to be allowed to make a new PIP claim. Instead, you can claim an attendance allowance.

Residence and presence criteria 

The following is required to meet the residence and presence criteria: 

  • Be in Great Britain. 
  • Have been in Great Britain for 104 weeks in the past 3 years 
  • Be ‘habitually resident’ in the UK. This means that you intend to stay in the country and are allowed to live permanently in the UK, the Republic of Ireland, the Isle of Man or the Channel Islands. 
  • Not be subject to immigration control. 

There are some exceptions where you can claim PIP if you are not in Great Britain. These include if you are in the Armed Forces or if you are away from Great Britain temporarily. 

The qualifying period You have to:

  • have met the disability criteria 3 months before your claim starts, and 
  • be likely to meet the disability criteria for 9 months from the beginning of your claim

How can I apply?

First of all, to start your claim you should get in touch with the claims line on 0800 917 2222 M-F, 8 am to 6 pm. Calls to this number are free if you are calling from a landline and also most mobile phones. Before calling, we recommend checking if you are eligible to claim PIP by going to the website www.gov.uk/pip-checker

Make sure you have the following information available and at hand since they will ask you for it:

  • Your full name
  • National insurance number
  • Date of birth
  • Full address and postcode
  • A daytime contact number
  • Nationality
  • Information about how long have you spent abroad in the last 3 years
  • Information about any time spent in care homes or hospitals (now and previously)
  • Details of any pension or benefits you are receiving or your family from other countries
  • Your GP or other health professionals’ details (very important)
  • Bank or building society account details

It is important to consider that the initial phone call for a new claim can be made by someone else, either a friend, a family member or a mental health professional but you will need to be with them to pass a quick identity check. In addition, you can ask someone else to help you complete the PIP2 form that you will receive after the initial contact over the phone. 

For additional information on how to fill your PIP2 claim you cal click here.

Why is this blog about PIP rates for mental health important?

It is important to stay informed and aware of PIP rated for mental health, how to get it, eligibility criteria and the steps to follow to start and complete your claim. The key here to have a successful application is to read and meet the required information.

However, if you receive your PIP letter and you are not satisfied with their answer, you can appeal.  

Please feel free to comment in the comments section below. 

Side Note: I have tried and tested various products and services to help with my anxiety and depression. See my top recommendations here, as well as a full list of all products and services our team has tested for various mental health conditions and general wellness.

Frequently Asked Questions (FAQs) about PIP rates for mental health

Can you get PIP for mental health?

Yes, you can get PIP for mental health. Only people of working age from 16 to 64 years. PIP has 2 components, daily living, and mobility. A form has to be filled and sent over to determine how your mental illness affects your daily activities. 

What automatically qualifies you for PIP?

If you are terminally ill, you will automatically qualify for PIP. You will get the standard rate if you obtain a score between 8 to 11 points or you can get the enhanced rate if you score 12 points or mode. 

Can you claim DLA for mental illness?

DLA is gradually getting replaced by PIP, so if you have received DLA in the past most likely you will be asked to claim for PIP. 

What benefits can you get for mental health?

You can get money, benefits and employment for mental health. For instance, work and mental illness, money matters, work capability assessment or WCA, personal independence payment or PIP, welfare benefits and mental illness, universal credit, employment and support allowance, and Disability Living Allowance. 

Do depression and anxiety qualify for disability?

Depression and anxiety are considered two very disabling conditions that can have a profound impact on someone’s life. However, to qualify a mental health professional or GP needs to support your claim and you need to get an assessment on how is your disability affecting your life. 

References

Mental health and money

Turn2us

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