Cover letter for mortgage loan processor (5 samples)

This blog post will show samples of “cover letters for a mortgage loan processor.”

Samples of mortgage loan processor cover letters

To get a position as a mortgage loan processor, you need a well-written cover letter that showcases your passion for and dedication to the industry. When writing a mortgage loan processor cover letter, these are some of the essential things to include in your letter:

  • Address the employer with a formal salutation. For example, “Dear/Hello (name of the recipient or hiring manager).”
  • The next step is to state the position you are applying for and how you found the opening. 
  • Write a short sentence about why you’re interested in the position.
  • State your skills and work experience; ensure they are similar to the job position. When stating your skills, provide the accomplishment you have achieved. 
  • Conclude your letter with a forward-looking statement. For example, “I look forward to discussing the position further.”

Sample 1: “Mortgage loan processor cover letter”

“Dear Mr. Lingfelter:

When I learned of Orange Tree Lending’s need for a seasoned Mortgage Loan Processor to join its team, I felt compelled to submit the enclosed resume. As an experienced loan specialist with expertise in handling all aspects of the mortgage lending process while providing exceptional customer service, I am more than prepared to exceed your expectations for this role.

With my background in facilitating successful customer lending experiences, I have gained comprehensive experience in risk analysis, documentation preparation/verification, and data analysis and review. My demonstrated success in both lending and real estate environments, along with my commitment to ensuring accurate and timely loan closings, positions me to make a significant impact on your company.

Highlights of my experience include…

Achieving top-flight success in meeting—and often outperforming—company objectives, managing a mortgage pipeline of up to 80 loans surpassing $75M in revenue.

Keenly analyzing financial statements, asset and income reports, tax returns, and credit documentation for full accuracy and compliance.

Demonstration unparalleled dedication to providing superior customer service; recognized for possessing excellent communication skills to maximize client satisfaction and retention.

Forging and managing solid relationships with settlement attorneys, mortgage officers, loan brokers, underwriters, credit bureau representatives, and bank managers.

Previous complementary experience as a Realtor from 2003-2007.

With my experience in performing comprehensive loan processing functions, combined with my inherent interpersonal, organizational, and analytical skills, I am ready to provide outstanding service at Orange Tree Lending. I look forward to discussing the position with you in further detail. Thank you for your consideration.


Virginia C. Potter”

Sample 2: “Mortgage loan processor cover letter”

“Violet Fanning

Fulton Mortgage Company

1565 Gerald L. Bates Drive

Newton, MA 2160

Subject: Application for position of Mortgage Loan Processor

Dear Mrs. Fanning,

Today I am taking the opportunity to introduce myself and also apply to your position of Mortgage Loan Processor at Fulton Mortgage Company. My name is Kenneth Downing, and I have included this cover letter and resume for your attention in relation to the Mortgage Loan Processor position.

I have a B.S. in Real Estate, and a certification as a Mortgage Loan Processor from Campolindo High School. My extensive training and educational background has well prepared me for a successful career as a Mortgage Loan Processor; and have been employed at Nationstar Mortgage as a professional in this capacity for the past five years. In this time, I have processed many loans, researched interest rates, and tracked and studied the mortgage industry to become the advanced topics professional that I apply as today for your position. I am extremely hardworking, dependable, and experienced in the mortgage loan industry. I work with my clients on a one on one customized basis to find them the best rates and mortgage solutions for their existing and prospective purchases. For this reason, I know I would make an excellent asset to your firm.

Thank you for your review of this cover letter and resume.

Yours Sincerely,

(Signature hand written in blue pen ink)

Kenneth Downing

Encl: Resume”

Sample 3: “Mortgage loan processor cover letter”

“Josue Ortega

City, State, Zip Code

Home : 000-000-0000 Cell: 000-000-0000

Dear Mr. Burns,

I am writing to apply for the Loan Processor position with Company Name. I am a banking professional with over seven years of loan processing experience. In my current position as Loan Processor for the Springfield Credit Union I assist customers with loan application identify suitable loan products advise clients on loan related matters and maintain communication throughout the loan process. I am thorough organized and efficient.

My communication and customer service skills are excellent and I am dedicated to ensuring that bank clients are satisfied as much as is possible. I am thoroughly versed in banking loan and financial protocol. Customers have thanked me for helping them to get the loan they had previously been unable to secure and supervisors have praised my knowledge and perseverance. I would love to put these skills to work as the Loan Processor at Parkland Savings and Loan.

I am confident that I am a qualified candidate and would be a good fit for your Loan Processor position. Please contact me by phone or email at a time that is convenient for you to schedule an interview. I look forward to speaking with you and appreciate your time.


Josue Ortega”

Sample 4: “Mortgage loan processor cover letter”

“Dear Ms. Wingsley,

Having worked for the Langdon Credit Union as a loan processor for the past four years, I would like to bring my financial acumen and customer care skills to Oakmount.

Helping customers secure the best loan deal involves observing banking protocols while factoring in human circumstances where possible. My customers had the lowest levels of bad debt (from a team of 17 loan processors) because we worked together in terms of affordability and repayment terms. A record 23 percent were repeat borrowers.

Researching a borrower’s situation and liaising with underwriters requires a patient and dispassionate approach. My record loan approval numbers meant that I received a disproportionately high number of speculative applications and, in percentage terms, I declined more than any other processor. As an analytically-minded person, the numbers have to stack up. 

As someone with mild autism, I have a keen eye for numbers and always seek to double-check all documentation and credit reports. My keying accuracy was 99.97% on all financial documents. I enjoy exploring the detail that is involved in making every decision and feel positive about every successful case.

I have a bachelor’s degree in finance from University of Miami and am a Certified Financial Management Professional. I am well-practiced in all major software, including i-Loan, LIMS and Loan Manager. I would be delighted to meet for an interview to discuss the needs of Oakmount and how my expertise may play a role.


Peter Gateyard”

Sample 5: “Mortgage loan processor cover letter”

“Dear Mr. Land,

I write today with reference to your advertisement on seeking a qualified Loan Processor for your bank, and have happily included a copy of my resume for consideration.

During my career of six years working in the Banking industry, I have gained considerable experience as to the nature of financial transactions and processes. The past three years I have been employed as Loan Processor, having been promoted to this role from Customer Service Representative. I am very knowledgeable about the financial industry, keep current on bank loan rates, and know what it takes to effectively process loan applications. I work well as a part of a team, am dependable, and work well with the public.

For these reasons, I ask that you consider me for your open position, and contact me at (555)-555-5555 and [email] as soon as possible. Thanks for your time.


Your Signature

Elsa Curtis”

Frequently Asked Questions: Samples of mortgage loan processor cover letters

What are the requirements of a mortgage loan processor?

Mortgage Loan Processor Skills

  • Credit, asset, and income data analysis
  • Information review and verification
  • Risk assessment
  • Customer service
  • Relationship building and management

How do you introduce yourself in a cover letter?

For example, My name is Henry Applicant, and I’m applying for the open loan officer position listed on LinkedIn.

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